Payment Gateway

Restaurant Payment Gateway โ€” Accept Cash, UPI & Card in One POS

Track every payment mode โ€” cash, UPI, card, wallet โ€” in one system. Automatic split in daily reports. No transaction fees from BillKaro.

All Payment Modes in One POS

No matter how your customer pays, BillKaro tracks it automatically.

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Cash

Track cash in/out. Know exact drawer balance at any time.

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UPI

PhonePe, Google Pay, Paytm, BHIM โ€” all recorded as UPI.

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Card

Debit and credit card payments tracked separately in reports.

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Split Payment

Customer pays half cash, half UPI? Record both on one bill.

Payment Management Features

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Payment Mode Reports

Daily and monthly reports show exactly how much came in via each payment mode. Match with your bank statement easily.

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Zero BillKaro Fees

BillKaro does not charge any transaction fees. Use your own UPI QR or card machine. BillKaro only records the payment.

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Due / Credit Billing

Record partial payments and track due amounts per customer. Know exactly who owes you money and how much.

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Payment on Receipt

The payment mode is printed on every thermal receipt โ€” cash, UPI, or card โ€” for full transparency with customers.

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Cashier Accountability

Track which cashier accepted which payment. Activity logs link every payment to a specific staff login for accountability.

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End-of-Day Reconciliation

Print or view a Z-report showing total cash, UPI, and card for the day. Reconcile your drawer and bank in minutes.

Frequently Asked Questions

What payment modes does BillKaro support? +

BillKaro supports all major payment modes: cash, UPI (PhonePe, Google Pay, Paytm, BHIM), debit card, credit card, and digital wallets. You can also record partial payments and split bills across multiple payment modes.

Does BillKaro integrate with UPI payment apps? +

BillKaro lets you record UPI payments directly on the billing screen. When a customer pays via UPI, you select UPI as the payment mode and optionally enter the transaction reference. The payment is automatically logged in your reports.

Can I split a bill across cash and UPI? +

Yes. BillKaro supports split payments on a single bill. If a customer pays part in cash and part via UPI, you can record both amounts separately. The bill is marked as settled only when the full amount is covered.

Does BillKaro track which payment mode customers use? +

Yes. BillKaro automatically tracks the payment mode for every bill. Your daily and monthly reports show a breakdown of cash vs UPI vs card collections, making cash reconciliation at end of day simple and accurate.

Does BillKaro charge extra for UPI payments? +

No. BillKaro does not process payments itself โ€” it simply records which payment mode was used. You use your own UPI QR code or card machine. There are no transaction fees charged by BillKaro.

Can I accept partial payment and keep a customer due amount? +

Yes. BillKaro supports credit/due billing. If a customer pays partially, you can record the amount paid and mark the remaining amount as due. This is tracked per customer in the customer management section.

Does BillKaro work with card swipe machines? +

Yes. While BillKaro does not directly integrate with card machines, you can select 'Card' as the payment mode in BillKaro when processing a card payment on your POS machine. The amount is recorded in your reports.

How does payment tracking help my restaurant? +

Payment mode tracking lets you see exactly how much cash is in your drawer at any point, identify if UPI payments are not being recorded, and reconcile your accounts without manually counting and categorizing receipts.

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Accept Every Payment Mode. Track Every Rupee.

Download BillKaro free and start tracking cash, UPI, and card payments from day one.

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